As founder and principal of New England Financial Planning Group, independent registered investment advisor, and a CERTIFIED FINANCIAL PLANNER™ professional, Richard enjoys helping guide the financial futures of the clients he serves.
Since 1980, he has been providing fee-based comprehensive financial planning and asset management services to individuals, business executives and self-employed professionals. Richard has appeared on WCVB-TV’s news magazine program “Chronicle.”
Richard is a registered investment advisor representative, and a registered representative with Raymond James Financial Services, Inc. He is also a member of the Financial Planning Association of Boston and earned a bachelor’s degree from Northeastern University.
Originally from Westford, Massachusetts, Richard now lives in Hudson, New Hampshire, with his wife, Elaine. Together, they have two daughters, Renee and Michelle.
In a fee-based account clients pay a quarterly fee, based on the level of assets in the account, for the services of a financial advisor as part of an advisory relationship. In deciding to pay a fee rather than commissions, clients should understand that the fee may be higher than a commission alternative during periods of lower trading. Advisory fees are in addition to the internal expenses charged by mutual funds and other investment company securities. To the extent that clients intend to hold these securities, the internal expenses should be included when evaluating the costs of a fee-based account. Clients should periodically re-evaluate whether the use of an asset-based fee continues to be appropriate in servicing their needs. A list of additional considerations, as well as the fee schedule, is available in the firm’s Form ADV Part II as well as the client agreement.
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial Planner™, and in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Raymond James is not affiliated with the above organizations and/or charitable causes.